Texas Premier Mortgage is the #1 VA Mortgage Lender in Houston
Thank you for serving our country and for visiting Texas Premier Mortgage your VA Mortgage Lender Expert! #1 VA Mortgage Lender in Houston we specialize in helping local resident’s get the best rates, best closing costs and service the Houston area has to offer. We are local experts helping guide you through the process and taking the stress out of buying your next home. Call Today!
What is a VA Loan?
The VA loan is a benefit earned by the veteran, for serving in the United States military. This type of mortgage loan is issued by approved lenders, and guaranteed by the U.S. Department of Veterans Affairs. The word GUARANTEED does not actually guaranty the veteran will qualify for a VA home loan. VA does not actually lend the money to you directly. They offer a guaranty to a lender that if you should default on the loan, they will pay the lender a percentage of the loan balance. With the protection guarantee by the VA, Texas Premier Mortgage can offer you favorable financing terms and 0% down on your home loan not offered to regular citizens! This perk allows you some great financing options. #1 VA Mortgage Lender in Houston
Who Qualifies for a VA Loan?
Active members, Veterans, National Guard members, Reservists, and spouses of deceased military members that died while on active duty or as a result of a service connected disability may be eligible for VA loan approval. There are a few other stipulations, call Texas Premier Mortgage and speak with one of our mortgage experts to discuss your options! We’ll help you determine if your eligible and guide you through the process.
Benefits of an VA Loan:
With ZERO% down and NO PMI requirement, borrower’s see a significant monthly savings. Texas Premier Mortgage offers the best rates and terms, making it possible for qualified borrowers to purchase a home with little to no money out of pocket! We will help you tailor your purchase contract along with your real estate agent for a minimum cost home loan. VA is the best mortgage in America and we’d love to help you!
How do I get Pre-approved?
Fill out our Quick Quote so we can contact you direct. This will help us get a better understanding of your goals, concerns, and time frame in order for us to help offer you the best terms. If you prefer to meet with a loan expert in person, you can visit our office located at 25325 Borough Park Drive, The Woodlands, TX 77380. We are always available to our local clients and we value to opportunity to visit with you in person. Lastly, feel free to call us direct 281-627-4222 and we would be happy to review your options over the phone!
VA Documentation Needed:
The three specific pieces of documentation needed to determine your eligibility is a DD214 for discharged veterans, a statement of service for active military personnel, and a certificate of eligibility (COE) to determine you have VA entitlement. The final step is to contact Texas Premier Mortgage to see if you meet the qualifying criteria such as minimum FICO/credit scores, debt-to-income (DTI) ratios, and find out what your county’s maximum loan amount is. Your loan expert can help you attain your certificate of eligibility on your behalf. We’ll help you determine any other information you need.
Veterans with active duty service, that was not dishonorable, during World War II and later periods, are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans must have at least 90 days of service.
Veterans with service only during peacetime periods and active duty military personnel must have had more than 180 days of active service. Veterans of enlisted service which began after September 7, 1980, or officers with service beginning after October 16,1981, must in most cases have served at least 2 years.
What Makes Texas Premier Mortgage Different?
We are local and our priority is getting you the best rates and best fees in the Houston area. Unlike big banks, we treat every transaction as if we were taking care of a member of our own family! Solid pre-approvals so you can search for your dream home with confidence! Updates to all parties throughout the loan process, so you never have to wonder where you stand. We are available 7 days a week, weekends and evenings included! We strive to exceed your expectation and truly appreciate helping our local resident’s. We put a huge emphasis on customer service and communication! We are your #1 VA Mortgage Lender in Houston! The Best Houston VA Lender to choose!
Q: Are the children of a living or deceased veteran eligible for the home loan benefit?
No, the children of an eligible veteran are not eligible for the home loan benefit.
Q: How can I obtain proof of military service?
Standard Form 180, Request Pertaining to Military Records, is used to apply for proof of military service regardless of whether you served on regular active duty or in the selected reserves. This request form is NOT processed by VA.
Rather, Standard Form 180 is completed and mailed to the appropriate custodian of military service records. Instructions are provided on the reverse of the form to assist in determining the correct forwarding address. #1 VA Mortgage Lender in Houston
Q: Is the surviving spouse of a deceased veteran eligible for the home loan benefit?
The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit.