We specialize in a self employed bank statement mortgage loan program. These program is designed for self employed clients who might not qualify with the traditional bank loan requirements. As times have changed the “big banks” are still requiring a ton of information which make it difficult for people who run their own businesses to qualify for a mortgage loan. At Texas Premier Mortgage we offer the newest programs on the market that help today’s clients qualify for their next mortgage loan. The process is simple and easy to qualify for. Lets review some of the benefits of this loan.
- Minimum 2 years of self employed history
- 12 Months of business bank statements – only deposits are factored in – no transfers
- No tax returns required
- No paystubs required
- No w2’s or 1099’s required
- Low 10% down payment option
- No private mortgage insurance is waived
- Fixed and adjustable rates offered
- No pre-payment penalties
- Limited documentation
Depending on your situation or if you previously got denied by a mortgage lender, bank, or a builders lender we’d love to speak with you about this product and the other loan options we offer. We only want to review your photo id, 12 months of business bank statements, your ownership documentation and 6 months of assets to qualify for the loan. We will never ask for any personal tax return documentation or require this for loan approval.
For more information about our Bank Statement Mortgage Loans, their benefits and loan options and how it may apply to you, please contact us direct at 281-627-4222 or submit the quick quote form on this page.