Texas Premier Mortgage is your #1 Mortgage Lender in the The Woodlands, TX! Getting the best mortgage or home loan rate can save you thousands over the course of your loan. If you are looking to purchase a new home, take cash out or refinance your existing mortgage loan, we will provide you a variety of terms and products to review. The Woodlands, TX Mortgage Lender
We offer fha, conventional, va, usda, and jumbo loans. We'll help you sort out the pros and cons of each product and make sure you get lowest rates and fees in the market. As a Mortgage Broker we access to rates and programs other banks can't offer through traditional lending. If you're self employed we also offer hard money and bank statement loan programs.
Texas FHA Purchase and Refinance
A low down payment government loan is ideal for borrowers who may not otherwise qualify for a mortgage. Texas Premier Mortgage charges Zero Lender fees on these loans! This will save you $2000 - $5000 in closing costs
These government-backed loans offer a very low down payment, even for borrowers with less-than-perfect credit. If you can’t qualify for a conventional loan, a Low Down Payment Government Loan may be for you.
- Low down payment
- Flexible credit review
- Fixed or adjustable rate
- Limited closing costs; seller can help pay closing costs
- No prepayment penalty
The Federal Housing Administration has also made it easy to refinance an FHA loan
- Limited credit or income documentation required to qualify
- Limited employment documentation required
- No property appraisal required
The rates fluctuate from day to day depending on the market conditions so its important we discuss the checklist of items needed to lock in your rate. Its also important we discuss your time frame on closing the loan to ensure your lock period is sufficient enough for us to process and close your loan. We have an industry exclusive option to also explore a float down on your rate if the market conditions improve. Upon your final approval we will check with our lock desk if any rate float downs can be applied to your loan. This is a courtesy to you and costs you no additional fees. Its our commitment to you as our borrower that we will give you the best service, most competitive rates, and fees available. The Woodlands, TX Mortgage Lender
Call us at 281-627-4222 to get a live quote or you can fill in the quick quote on the right side of this page.