At Texas Premier Mortgage, our team will help you through the process of refinancing. We bring expert guidance, hassle-free approvals, and fast closings to the table, ensuring that you’re well taken care of at every step of the way. Whether your goal is to take advantage of the equity in your home to payoff debt or reduce the amount you pay in interest, you can count on us to provide you with a variety of options to choose what works for your situation.

Why Refinance Your Loan – Texas Mortgage Refinance?

  • Reduce your interest rate
  • Reduce the term of your mortgage
  • Get cash out of your home
  • Eliminate Private Mortgage Insurance
  • Payoff Debt
  • Build a Pool
  • Invest
  • Renovations
  • Boost your Savings

Refinancing your home may not be your favorite thing on your “to-do” list to tackle, but the fact is that it may be the most impactful. Refinancing to a more favorable term or lower interest rate can save significant amounts of money over the life of your loan. Or, changing your financing can free up the cash you may need in pressing situations, like renovations, college tuition or unplanned home repairs.

texas refinance

Benefits of a Texas Home Refinance:

Reduce Your Interest Rate

Now is a great time to take advantage of historically low-interest rates.  At Texas Premier Mortgage we work with the top wholesale lenders in the country offering the most competitive mortgage rates.

Reduce The Term Of Your Mortgage

Shorter-term mortgages generally have lower rates.  The combination of a shorter loan term and a lower interest rate can save you thousands of dollars over time. Our staff can help you determine the best loan term for your needs.

Get Cash Out of Your Home

When you refinance your mortgage you can also take out equity.  This is very useful for consolidating debt, whether it’s a second mortgage, student loans or credit cards.  Combining debt into a mortgage loan, results in a lower fixed rate and a substantial improvement in your monthly cash flow.  You can also take out equity for home improvement projects and just about any other need you may have.

Eliminate PMI or Reduce Private Mortgage Insurance 

If you originally purchased your house with less than a 20% down payment, you probably are paying PMI.  If your home is appreciated in value since you purchased it, you may be able to eliminate the PMI through a refinance.  To do so, we must establish through an appraisal that you now have 20% or more equity.  Even if you fall short of 20% equity threshold, there is still a chance that we can substantially reduce your monthly obligation.  We also have loan programs that do not require a monthly PMI payment.  Our Loan Originators can help you determine the best course of action for eliminating or reducing your  PMI.

At Texas Premier Mortgage you’re getting the best experience in the business and dedication of a company that is focused on community lending. Our local staff is comprised of individuals that are both passionate and professional at their jobs and understand that behind every loan there are people and a story. Texas Premier Mortgage offers Texas home mortgage refinance loans providing the best technology, service, and award-winning service.

Contact us today for your free loan estimate. #1 Mortgage Broker in Texas