Why Choose Texas Premier Mortgage?
Your path to the perfect mortgage starts here.
Texas Premier Mortgage offers purchase, refinance, and home equity loans in Houston and the surrounding areas. Our goal is to provide you the best rates, lowest fees, combined with our award-winning service. We offer Conventional, FHA, VA, Jumbo, USDA, Bank Statement, DSCR, LLC, Profit & Loss, and Foreign National mortgage loans. Our group of experts will help you decide which mortgage loan fits your needs and exceed your expectations. As a mortgage broker, we have access to the best and newest programs on the market. Best Mortgage Broker in Texas
DEDICATION
We are dedicated to you, the community, and your transaction. We will work closely with you and everyone involved to ensure a smooth, timely closing. Our process is built on speed with our technology-focused process, communication, and overall client experience.
EXPERIENCED
You're working with Mortgage Experts who are the best of the best at service, communication, speed, and overall client experience. We have over 100 years of knowledge and local experience in the mortgage industry.
ACCURACY
Our closing costs estimates and loan estimates are extremely accurate which ensures no surprises at closing for you. Ranked UWM Diamond Status, UWM Top 1% Loan Originator in Texas, Steve Head.
AVAILABILITY
Our Mortgage Experts are available 7 days a week to assist in answering your questions and issuing loan approvals. Be sure to fill out the "quick quote" and we'll connect with you as soon as possible.
SERVICE
Our customer service is Award Winning and Proven. As a leading lender in the community, we will give you our very best from our knowledge, communication, product offerings, rates, fees, and speed.
LOAN OPTIONS
We offer a variety of loan programs including; Adjustable, Bank Statement, Conventional, DSCR, FHA, Foreign National, Jumbo, LLC, and VA home loans in Texas. We'll help navigate the best mortgage loan for you with competitive rates, fees, combined with our Award Winning Service!
CONVENIENCE
Our technology-based lending infrastructure allows us to close your loan faster than traditional banks with an average closing time of 11 days. Need mortgage help on the weekend? We work 7 days a week to help accommodate your schedule.
COMMUNITY
Our focus is on community lending, with a small-town approach, despite our broad reach across Texas. Simply put, we are the best of the best when it comes to customer service – our goal is to dominate the process to generate referrals and repeat business.
New 2026 Mortgage Conforming Loan Limits are now available maxing out at $832,750!
Take advantage of more purchasing power for your next home loan. New FHA loan limits in 2026 are $541,287 (will vary by county).
Texas Home Purchase Loans
We would love the opportunity to help you on your next purchase loan. As a mortgage broker we will approve, close and fund your home purchase. We will review all types of credit from perfect to average for FHA, VA, USDA, Jumbo, Bank Statement, DSCR and Conventional loans for primary, vacation, second, and investment properties. Our loan process can close you in as little as 14 days with our team of experts working with you. We strive to develop relationships and life long clients. Our team is hands on and you'll love the process!
Texas Home Equity Loans
We have the perfect option whether you're looking to pay off your debt, cash back, or even do some of those home improvements. We offer first-lien Texas home equity on your primary, second, or investment properties. Texas Premier Mortgage has the right options for you! We will explore the different options to ensure your equity is maximized to your benefit. Explore a customized loan quote with us today. We serve Houston, The Woodlands, Spring, Conroe, Magnolia, Montgomery, Tomball, and all surrounding areas. Call us today to work with a local expert.
Texas Home Refinance Loans
Texas Premier Mortgage has a variety of products to help reduce your payment or term. We also offer a variety of terms from 30, 25, 20, 15 if you're wanting to pay your house of early. Products for credit include DSCR, FHA, VA, USDA, Bank Statement, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile. We will offer a variety of ideas to help you accomplish your goals. We have the most experienced team in the industry waiting to help you accomplish your goals.
Best Mortgage Lender in Texas
Best Mortgage Lender in Texas, #1 Mortgage Broker in Texas, Speak with a Mortgage Expert. Come talk to the best mortgage lender in Texas! Find out what makes us the top choice in home loans! Get your free and secure quotes for Texas home loans from the #1 rated mortgage company in Texas.
FHA Home Loan Information
That's right zero lender fees for our clients! If you're looking for a low down payment option at 3.5% with no lender fees check out our fha loan. This loan option is perfect for a 1st time home buyer or someone with less than perfect credit. Let us help you see if this is a good fit for you. Our fha loan provides great rates with low fees making it one of our best loan products. Combined with our excellent customer service this loan is the best in the city of Houston!
DSCR Information
Texas Premier Mortgage’s Debt-Service Coverage Ratio (DSCR) loan is designed for real estate investors who want a simple, hassle-free process without piles of paperwork. With loan amounts up to $2 million, our Investor Flex program makes it easy to purchase or refinance investment properties by qualifying based on the property’s market rent instead of traditional income. It’s a quick, straightforward way to grow and diversify your real estate portfolio. #1 DSCR Mortgage Lender in Texas with a variety of the newest options.
The Woodlands, TX Mortgage Lender
Texas Premier Mortgage is your #1 Mortgage Lender in the The Woodlands, TX! Getting the best mortgage or home loan rate can save you thousands over the course of your loan. We combine that with exceptional customer service and a local touch of personalized attention. We're a local lender offering you upfront communication and our promise to get you the best loans available.
Award Winning Mortgage Broker
Texas Premier Mortgage has been nominated as the Best Houston Mortgage Lender for Houston Home Loans, Best of The Woodlands Awards, UWM Diamond Status for Mortgage Brokers, UWM Originator Ranking: Steve Head is considered the Top 1% of Loan Officers in Texas, and Expertise Best Mortgage Broker. We are a top choice in Texas offering Purchase, Refinance, and Home Equity Mortgage Loans. #1 Mortgage Broker in Texas, Experience our Award Winning Service!
Communication + Speed + Technology
At Texas Premier Mortgage, we believe the best consumer experience begins with clear and consistent communication. Our clients are never left guessing, as we provide timely updates and guidance throughout every step of the mortgage process. By combining speed with advanced technology, we streamline applications, approvals, and closings, saving our clients valuable time. This balance ensures a smooth, stress-free experience that puts our clients first.
Google Reviews
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Great and super fast service working with Steve and his team! The new way to make business! They helped with my needs on closing because of my work travel!
Antonio Yanez
I recently worked with Steve & his Team at Texas Premier Mortgage on the purchase of our new home. Steve and his team made the process very easy and were... read more
Cory Gallant
Steve Head and his team at Texas Premier Mortgage could not have done a better job of supporting us on the quick closing of our new home in The... read more
Stan Rice
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I have used Steve Head at Texas Premier Mortgage The Woodlands for my clients and have used for myself in the past. Excellent service, excellent communication, and excellent home lending... read more
Kevin Baker
Had then pleasure to work with Steve Head on our VA loan refinance.He explained and helped us out through the whole process as well and we are very happy with... read more
Janet Tovar
Steve and his team were amazing. They were able to secure the best rate in town. I would highly recommend working with them!
Colin Young
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Steve and Texas Premier Mortgage is an outstanding mortgage partner. He sent us a solid lead, we worked the deal together, and the entire process was smooth from start to... read more
Jason Mayo
This was absolutely the easiest funding process I ever experienced. Steve was so knowledgeable and helpful and stayed in constant communication. If you want a really smooth funding process, call... read more
Josh Rogers
We worked with Steve and his team to close on a house in the Woodlands in record time! Even with holidays throughout the process, they were able to get everything... read more
Kristina Fabian
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This was an enjoyable experience. I didn’t get the run-around with documents and I got quick responses to all my questions.
Garrick PO JEFFRIES
I had an outstanding experience working with Steve Head and his team at Texas Premier Mortgage. From start to finish, he and his team made the entire mortgage process smooth,... read more
Laura Ledesma
Steve made the process seamless and very easy. Every time I reached out to him, his response was immediate. I have purchased a number of homes in the pass and... read more
Patrick Mccullough
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Steve Head is so professional, He finished the whole process so smoothly. He always answered my phone and Answered my texts. He addressed all my concerns and help me to... read more
sarita randev
Made one call as I am navigating how to get lending and new to how this works. This was the first call. Steve was graceful in helping me out and being... read more
Tyler G.
Using VA loan. Steve is amazing at what he does.
Richard Peters
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I had the pleasure of working with Steve on a DSCR loan. He and Chelsae, the loan processor, made the transaction a breeze. Steve answered all my questions as this... read more
Angela A
Steve is very efficient and keeps you up to date all the way till closing. Even after a loan officer from a different bank went MIA, I found Steve on... read more
Sulaimon Bakre
This team is great to work with. They make sure the process moves quickly and efficiently. They work great to meet your needs and are with you every step of... read more
April Dionne
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Steve was fantastic at getting everything taken care of. If you have any questions he is always available no matter the time. Would highly recommend.
Kailer Amador
Steve was fantastic at getting everything taken care of. If you have any questions he is always available no matter the time. Would highly recommend.
Kailer Amador
Steve was phenomenal. Extremely responsive and incredibly knowledgeable. Would use him again 1 million times!
natalie stringer
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Steve was phenomenal. Extremely responsive and incredibly knowledgeable. Would use him again 1 million times!
natalie stringer
Steve was excellent in navigating the process and super communicative even on weekends. He helped navigate a few snags along the process very well! Definitely recommend.
Steven Horowitz
Steve was excellent in navigating the process and super communicative even on weekends. He helped navigate a few snags along the process very well! Definitely recommend.
Steven
Explore our frequently asked questions
Common types include conventional loans, FHA loans, VA loans, USDA loans, DSCR loans, Bank Statement loans, Profit & Loss loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
As a Texas Mortgage Broker we are built on speed, communication, and the client experience. Our closing times are much shorter than bigger banks or lenders that are out of state. Most of our loans will close within 3 weeks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
