Texas DSCR Mortgage Loans


TEXAS DSCR MORTGAGE LOANS – INVESTOR FLEX OUR TEXAS DSCR MORTGAGE LOANS ALLOW BORROWERS TO FINANCE UP TO 20 PROPERTIES BY USING EACH PROPERTY’S MONTHLY RENTAL INCOME TO QUALIFY FOR INVESTMENT PROPERTIES Investor Flex is our exclusive Debt Service Coverage Ratio (DSCR) loan program. It offers 4 different loan options for real estate investor borrowers using… [Read More]

Bank Statement Mortgages in Texas

bank statement loan texas

Bank Statement Mortgages in Texas A FLEXIBLE LOAN OPTION FOR SELF-EMPLOYED BORROWERS If you’re self-employed, it can often be difficult to prove income when getting a mortgage loan or it can be a hassle to gather the necessary income docs needed to apply. We have an extensive portfolio with our Bank Statement Loan options – they’re… [Read More]

Conventional 1% Down Payment Assistance Program

texas refinance

Conventional 1% Down Payment Assistance Program. This program is designed to help borrowers with down payment funds. The program does have income requirements based on 80% of the Average Medium Income for the county: https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map Example: Montgomery County 80% Area Median Income: $72,640 Ready. Set. Home. Move In With 1% Down You put 1% down and… [Read More]

Best Texas Mortgage Lender


As the new year begins, I would like to thank you for your continued support over the years. Our team has over 15 years of mortgage expertise, and we will continue to strive to provide the best possible service we can within our community and all over our great state of Texas. Best Texas Mortgage Lender providing… [Read More]

Buydown: A Way To Reduce Interest Rates


TEMPORARY RATE BUYDOWN Buydown: A Way To Reduce Interest Rates HELP BORROWERS LOWER THEIR INTEREST RATE BY UP TO 2% AT THE START OF THEIR LOAN Giving clients extra flexibility with a lower monthly payment by offering them a Temporary Rate Buydown to lower their interest rate at the start of their loan. It’s a… [Read More]

Mortgage Rates in Texas

texas mortgage rates

Rising Interest Rates in the Housing Market – Mortgage Rates in Texas Stephanie Marini, CFP®, CRPC® September 23, 2022  Mindset Wednesday (Sept. 21), to no one’s surprise, the Fed announced an increase to rates of 75 basis points for the third time in a row, an overall fifth increase this year. Chair Jerome Powell maintains that a… [Read More]

2023 VA Loan Limits in Texas


New 2023 VA loan limits in Texas won’t be released until November but we’re honoring them now effective September 11, 2022 for VA loans locked starting today. $726,200 for regular 1–4 unit VA loans (increased from $647,200) $1,073,000 for regular 1–4 unit VA loans in AK and HI (increased from $970,800) VA jumbo loans starting $1… [Read More]

New 2023 Conventional Loan Limit Increase

texas refinance

The new 2023 Conventional Loan Limit Increase goes into effect immediately for Texas Premier Mortgage and its clients at $726,200 the previous loan limit for most counties was $647,200. This will apply to your next purchase, refinance, or home equity cash-out mortgage loan. The loan limit increase is welcome news as most homes across the… [Read More]

Home Loan – Should you wait to purchase?

Home Loan - Should you wait to purchase?

Looking for a Home Loan – Should you wait to purchase? With the housing market in unseen territory the last few years, there have been a lot of changes going on and a lot of different opinions. For many renting is still a better option but, should you wait to purchase if you’re ready to buy… [Read More]

2023 FHA Loan Limit in Texas

fha texas

The 2023 FHA Loan Limit in Texas is $472,030 The FHA loan limit in Texas has increased up to $472,030 for a single-family home and can vary depending on the county. This applies to all purchase and refinance FHA Loans in Texas. What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage…. [Read More]