Texas Mortgage Loan Limits increase in 2020 to $510,400 for Texas Home Loans


***Click on our latest updates for NEW 2021 Loan Amounts***Updated 12/10/2020 https://www.txpremiermortgage.com/2021-conforming-new-loan-limit-increase-to-548250/  https://www.txpremiermortgage.com/new-fha-loan-limit-2021/ Texas Mortgage Loan Limits increase in 2020 to $510,400 for Texas Home Loans. This makes it easier to qualify for higher loan balances using a conventional loan option. The Federal Housing Finance Agency announced Tuesday that it is raising the conforming loan limits for Fannie Mae and Freddie… [Read More]

FHA Loans in Texas


What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage. No Lender Fees, Low Credit and First Time Home Buyers are easy to qualify. 3.5% Down Payment. An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for… [Read More]

Home Equity Loan Information

home equity

Using the equity in your home is a great way to fund that major expense using the equity you’ve built in your own home. Review this home equity loan information for all the details on your next loan. You can use the equity you have in your home to secure financing for your next large… [Read More]

Mortgage Rates in Texas – TX Home Loans


We’re the community lender in Texas with all the resources needed to help you reach your goals. Our home loan experts take time to listen to your needs and then help you find the right solution. Fixed rate mortgages have a set interest rate, so the payment stays the same for the life of the loan. Consider… [Read More]

Current FHA Mortgage Rates


FHA Mortgage Rates are some of the lowest for homeowners. The typical variance between FHA rates can be as much as 1% lower as compared to a Conventional Loan. Items like credit score, down payment, purchase price, and term do factor in this spread. FHA allows for a lower down payment at 3.5%, more flexible… [Read More]

Current Mortgage Rates

current mortgage rates

Mortgage rates plunged the last week on increased fears of an extended trade war and China’s exit from buying US agricultural products. The rates are the lowest they have been in years. Mortgage refinance applications rose 12% last week and up 116% from 1 year ago. The stunning drop in rates has many clients refinancing… [Read More]

Best VA Interest Rate Reduction Loan


One of our favorite loans to do at Texas Premier Mortgage is a VA Loan! A VA Interest Rate Reduction Loan is a VA refinance of your existing loan. VA IRRRL is a fast-tracked streamlined refinance mortgage loan program for homeowners with a VA Loan. Under VA IRRRL Mortgage Guidelines, borrowers with a current VA Loan… [Read More]

How To Pick The Right Mortgage: Know Your Options

loan info

With all the home loan options how do you know which option is best for you? Items to Consider How much money do you have for a down payment, this is key when shopping for a mortgage The amount of years you want to loan to be and how long you plan on staying in… [Read More]

Best Insurance Company Allstate

Many People Thinking of Questions

Whether you’re buying a new or existing home, need auto insurance, jewelry, wind and hail, flood, or commercial insurance its important you review the 3 C’s with Allstate Premier Agent Mike Diaz of The Woodlands, TX! Lets dive into the specifics. 3 C’s of Homeowner Insurance Shopping – Cost, Coverage, and Customize Cost: Use helpinsure.com this… [Read More]

Total Restoration and Remodeling


Looking to do some updates? We have a great renovation program for your new purchase or refinance. Anything from upgrading your kitchen, adding a pool, to a complete overhaul of the house. With this great program we have teamed up with a locally experienced company to guide you through this process: Total Restoration & Remodeling…. [Read More]