Bank Statement Mortgages in Texas
A FLEXIBLE LOAN OPTION FOR SELF-EMPLOYED BORROWERS
If you’re self-employed, it can often be difficult to prove income when getting a mortgage loan or it can be a hassle to gather the necessary income docs needed to apply. We have an extensive portfolio with our Bank Statement Loan options – they’re the most advanced and aggressive available on the market.
Which Color Option works best for you?
Utilizing either 12 or 24 months of business or personal bank statements is a great option in today’s lending environment if you’re self-employed. Most often the rates are comparable to conventional loans with excellent credit and a good down payment. Bank Statement Loans are considered non-QM loan products. Non-QM loans, or non-qualified mortgages, is a loan program that doesn’t require you to qualify based on the traditional income verification methods used by most traditional FHA, VA, Jumbo or Conventional Loans.
Benefits of a Texas Bank Statement Loan:
- Limited documentation requirements
- 12 to 24 months of bank statements
- Low 10% down payment options
- No Tax Returns, No Paystubs, No W2 or 1099
We’re here to help you and we are experts here in Texas on these loans! Feel free to call us for the next steps or you can proceed to fill out the “Quick Quote” form on this page. We’ll help you navigate the best loan options.