Mortgage
As the new year begins, I would like to thank you for your continued support over the years. Our team has over 15 years of mortgage expertise, and we will continue to strive to provide the best possible service we can within our community and all over our great state of Texas. Best Texas Mortgage Lender providing… [Read More]
TEMPORARY RATE BUYDOWN Buydown: A Way To Reduce Interest Rates HELP BORROWERS LOWER THEIR INTEREST RATE BY UP TO 2% AT THE START OF THEIR LOAN Giving clients extra flexibility with a lower monthly payment by offering them a Temporary Rate Buydown to lower their interest rate at the start of their loan. It’s a… [Read More]
The new 2023 Conventional Loan Limit Increase goes into effect immediately for Texas Premier Mortgage and its clients at $726,200 the previous loan limit for most counties was $647,200. This will apply to your next purchase, refinance, or home equity cash-out mortgage loan. The loan limit increase is welcome news as most homes across the… [Read More]
Looking for a Home Loan – Should you wait to purchase? With the housing market in unseen territory the last few years, there have been a lot of changes going on and a lot of different opinions. For many renting is still a better option but, should you wait to purchase if you’re ready to buy… [Read More]
The 2023 FHA Loan Limit in Texas is $472,030 The FHA loan limit in Texas has increased up to $472,030 for a single-family home and can vary depending on the county. This applies to all purchase and refinance FHA Loans in Texas. What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage…. [Read More]
New 2022 conventional loan limits won’t be released until January … but we’re honoring them now so you can start taking advantage! $647,200 for regular one-unit conventional loans (increased from $548,250) What Are the Advantages of Conventional Loan Financing? There are several benefits of conventional financing, including the following: You can buy a primary home… [Read More]
The 2021 FHA Loan Limit in Texas is $356,362 The FHA loan limit in Texas has increased up to $356,362 and $416,300 for a single-family home, depending on the county. The lower number applies to most counties in the state, however, those buying near big cities may be able to qualify for more. What is an FHA… [Read More]
New FHA Loan Limit 2021 – Guide Given massive year-over-year gains in home prices, the Federal Housing Administration (FHA) is increasing its 2021 loan limit in most of the U.S. to $356,362, an increase of nearly $25,000 over 2020’s loan limit of $331,760. That loan limit figure is determined as a percentage of the national conforming loan limit for Fannie Mae and Freddie Mac,… [Read More]
It’s never been a better time to refinance than now! Rates remain at historic lows not seen in a decade. If you’re not sure if now is the right time call us today for a free evaluation of your scenario and savings! We are local mortgage experts with broker pricing that is more aggressive than… [Read More]
News Release FHFA Announces Conforming Loan Limits for 2021 Fannie Mae and Freddie Mac Baseline Limit Will Increase to $548,250 FOR IMMEDIATE RELEASE 11/24/2020 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2021. In most of… [Read More]
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