New 2024 Mortgage Conforming Loan Limit Increase. Take advantage of the new conforming loan limits for your next Conventional or VA home loan! Qualify today for conventional and VA loans with the new 2024 FHFA conforming loan limits: $766,550 for VA and one-unit conventional loans (increased from $726,200) $1,149,825 for one-unit loans in high-cost counties (increased from… [Read More]

LLC Texas Mortgage Loans LLC Texas Mortgage Loans are a great way to build your portfolio and provide personal protection. We offer a variety of loan products to choose from! As a Mortgage Broker we offer solutions most typical lenders don’t offer. Here at Texas Premier Mortgage, our goal is to provide solutions for you…. [Read More]

TEXAS DSCR MORTGAGE LOANS – INVESTOR FLEX OUR TEXAS DSCR MORTGAGE LOANS ALLOW BORROWERS TO FINANCE UP TO 20 PROPERTIES BY USING EACH PROPERTY’S MONTHLY RENTAL INCOME TO QUALIFY FOR INVESTMENT PROPERTIES Investor Flex is our exclusive Debt Service Coverage Ratio (DSCR) loan program. It offers 4 different loan options for real estate investor borrowers using… [Read More]

Bank Statement Mortgages in Texas A FLEXIBLE LOAN OPTION FOR SELF-EMPLOYED BORROWERS If you’re self-employed, it can often be difficult to prove income when getting a mortgage loan or it can be a hassle to gather the necessary income docs needed to apply. We have an extensive portfolio with our Bank Statement Loan options – they’re… [Read More]

Conventional 1% Down Payment Assistance Program. This program is designed to help borrowers with down payment funds. The program does have income requirements based on 80% of the Average Medium Income for the county: https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map Example: Montgomery County 80% Area Median Income: $72,640 Ready. Set. Home. Move In With 1% Down You put 1% down and… [Read More]

TEMPORARY RATE BUYDOWN Buydown: A Way To Reduce Interest Rates HELP BORROWERS LOWER THEIR INTEREST RATE BY UP TO 2% AT THE START OF THEIR LOAN Giving clients extra flexibility with a lower monthly payment by offering them a Temporary Rate Buydown to lower their interest rate at the start of their loan. It’s a… [Read More]

The new 2023 Conventional Loan Limit Increase goes into effect immediately for Texas Premier Mortgage and its clients at $726,200 the previous loan limit for most counties was $647,200. This will apply to your next purchase, refinance, or home equity cash-out mortgage loan. The loan limit increase is welcome news as most homes across the… [Read More]

Looking for a Home Loan – Should you wait to purchase? With the housing market in unseen territory the last few years, there have been a lot of changes going on and a lot of different opinions. For many renting is still a better option but, should you wait to purchase if you’re ready to buy… [Read More]

The 2023 FHA Loan Limit in Texas is $472,030 The FHA loan limit in Texas has increased up to $472,030 for a single-family home and can vary depending on the county. This applies to all purchase and refinance FHA Loans in Texas. What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage…. [Read More]