Why Choose Texas Premier Mortgage?
Your path to the perfect mortgage starts here.
Texas Premier Mortgage offers purchase, refinance, and home equity loans in Houston and the surrounding areas. Our goal is to provide you the best rates, lowest fees, combined with our award-winning service. We offer Conventional, FHA, VA, Jumbo, USDA, Bank Statement, DSCR, LLC, Profit & Loss, and Foreign National mortgage loans. Our group of experts will help you decide which mortgage loan fits your needs and exceed your expectations. As a mortgage broker, we have access to the best and newest programs on the market.
DEDICATION
We are dedicated to you, the community, and your transaction. We will work closely with you and everyone involved ensuring a smooth, timely closing.
EXPERIENCED
You're working with Mortgage Experts who are the best of the best at service, communication, speed, and overall client experience. We have over 100 years of knowledge and local experience in the mortgage industry.
ACCURACY
Our closing costs estimates and loan estimates are extremely accurate which ensures no surprises at closing for you.
AVAILABILITY
Our Mortgage Experts are available 7 days a week to assist in answering your questions and issuing loan approvals.
SERVICE
Our customer service is Award Winning and Proven. As a leading lender in the community, we will give you our very best from our knowledge, communication, product offerings, rates, fees, and speed.
LOAN OPTIONS
We offer a variety of loan programs including; Adjustable, Bank Statement, Conventional, DSCR, FHA, Foreign National, Jumbo, LLC, and VA home loans in Texas. We'll help navigate the best mortgage loan for you with competitive rates, fees, combined with our Award Winning Service!
CONVENIENCE
Our technology-based lending infrastructure allows us to close your loan faster than traditional banks with an average closing time of 11 days. Need mortgage help on the weekend? We work 7 days a week to help accommodate your schedule.
COMMUNITY
Our focus is on community lending, with a small-town approach, despite our broad reach across Texas. Simply put, we are the best of the best when it comes to customer service – our goal is to dominate the process to generate referrals and repeat business.
New 2026 Mortgage Conforming Loan Limits are now available maxing out at $819,000!
Take advantage of more purchasing power for your next home loan. New FHA loan limits in 2025 are $524,225.
Texas Home Purchase Loans
We would love the opportunity to help you on your next purchase loan. As a mortgage broker we will approve, close and fund your home purchase. We will review all types of credit from perfect to average for FHA, VA, USDA, Jumbo, Bank Statement, DSCR and Conventional loans for primary, vacation, second, and investment properties. Our loan process can close you in as little as 14 days with our team of experts working with you. We strive to develop relationships and life long clients. Our team is hands on and you'll love the process!
Texas Home Equity Loans
We have the perfect option whether you're looking to pay off your debt, cash back, or even do some of those home improvements. We offer first-lien Texas home equity on your primary, second, or investment properties. Texas Premier Mortgage has the right options for you! We will explore the different options to ensure your equity is maximized to your benefit. Explore a customized loan quote with us today. We serve Houston, The Woodlands, Spring, Conroe, Magnolia, Montgomery, Tomball, and all surrounding areas. Call us today to work with a local expert.
Texas Home Refinance Loans
Texas Premier Mortgage has a variety of products to help reduce your payment or term. We also offer a variety of terms from 30, 25, 20, 15 if you're wanting to pay your house of early. Products for credit include FHA, VA, USDA, Bank Statement, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile. We will offer a variety of ideas to help you accomplish your goals. We have the most experienced team in the industry waiting to help you accomplish your goals.
Best Mortgage Lender in Texas
Best Mortgage Lender in Texas, #1 Mortgage Broker in Texas, Speak with a Mortgage Expert. Come talk to the best mortgage lender in Texas! Find out what makes us the top choice in home loans! Get your free and secure quotes for Texas home loans from the #1 rated mortgage company in Texas.
FHA Home Loan Information
That's right zero lender fees for our clients! If you're looking for a low down payment option at 3.5% with no lender fees check out our fha loan. This loan option is perfect for a 1st time home buyer or someone with less than perfect credit. Let us help you see if this is a good fit for you. Our fha loan provides great rates with low fees making it one of our best loan products. Combined with our excellent customer service this loan is the best in the city of Houston!
DSCR Information
Texas Premier Mortgage’s Debt-Service Coverage Ratio (DSCR) loan is designed for real estate investors who want a simple, hassle-free process without piles of paperwork. With loan amounts up to $2 million, our Investor Flex program makes it easy to purchase or refinance investment properties by qualifying based on the property’s market rent instead of traditional income. It’s a quick, straightforward way to grow and diversify your real estate portfolio.
The Woodlands, TX Mortgage Lender
Texas Premier Mortgage is your #1 Mortgage Lender in the The Woodlands, TX! Getting the best mortgage or home loan rate can save you thousands over the course of your loan. We combine that with exceptional customer service and a local touch of personalized attention. We're a local lender offering you upfront communication and our promise to get you the best loans available.
Award Winning Mortgage Broker
Texas Premier Mortgage has been nominated as the Best Houston Mortgage Lender for Houston Home Loans, Best of The Woodlands Awards, UWM Diamond Status for Mortgage Brokers, and Expertise Best Mortgage Broker. We are a top choice in Texas offering Purchase, Refinance, and Home Equity Mortgage Loans.
Communication + Speed + Technology
At Texas Premier Mortgage, we believe the best consumer experience begins with clear and consistent communication. Our clients are never left guessing, as we provide timely updates and guidance throughout every step of the mortgage process. By combining speed with advanced technology, we streamline applications, approvals, and closings, saving our clients valuable time. This balance ensures a smooth, stress-free experience that puts our clients first.
Google Reviews
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Steve was fantastic at getting everything taken care of. If you have any questions he is always available no matter the time. Would highly recommend.
Kailer Amador
August 8, 2025Steve was phenomenal. Extremely responsive and incredibly knowledgeable. Would use him again 1 million times!
natalie stringer
June 15, 2025Steve was excellent in navigating the process and super communicative even on weekends. He helped navigate a few snags along the process very well! Definitely recommend.
Steven Horowitz
February 15, 2025 -
Steve Head and the Tx Premier Mortgage Team was OUTSTANDING, HELPFUL, ,PROFESSIONAL, and very KNOWLEDGEABLE! They addressed all of our concerns without HESITATION and EFFICIENCY. The process of completing required... read more
Julia Lee
December 15, 2024Great to work with and made everything seamless!
Josh Nabb
December 15, 2024Great business doing great work. Really appreciate Steve’s communication and candidness as a first time buyer.
Brooke Villegas
December 15, 2024 -
Steve and team were excellent throughout the entire process!
Jorge R
December 15, 2024Amazing staff that were able to fully represent, explain, and negotiate the purchase of our new home. Very professional and knowledgeable in this matter. Will use them again in... read more
vannessa ward
December 15, 2024We used Steve and his team for our Mortgage. I found him online and he immediately eased my concerns and was super knowledgeable about loans especially being a business owner!... read more
Candace Green
November 15, 2024 -
Steve and his team were great getting us through the painful hoop jumping of our refinance.
Gina Massingill
September 15, 2024Steve was very honest and straight forward. Very professional business with proof to back their claim of great service. These guys are not salesman, you will not be persuaded into working... read more
Marco Polo
September 15, 2024Exceptional mortgage broker! They got us pre-approved quickly, secured great rates, and ensured a smooth closing process for our first home. Highly recommend for first-time buyers
Garrett Hadley
September 15, 2024 -
Professional. Communicative. Reliable. These are characteristics that will define your experience at Texas Premier Mortgage. Steve and his team knocked it out of the park with their knowledge and service. ... read more
Dennis Occkiogrosso
September 15, 2024Excellent customer service. Prompt and professional. A delight to work with.
richard blackwell
August 15, 2024Steve and his team are outstanding in their field. Throughout the process, they were able to answer any questions we had as well as offer solid advice about current market... read more
Kyle Holden
August 15, 2024 -
Great mortgage broker, would recommend.
Daniel Bourgeois
August 15, 2024Great experience from beginning to end. Steve and his team worked very diligently to help us get the best loan possible. Thank you!
Esvin G.
August 15, 2024Very knowledgeable and professional. They worked hard to get the best available rate. I will definitely be using them on my next purchase or refinance.
brandon rowan
August 15, 2024 -
I have used Texas Premier mortgage on refinancing a home and the purchase of two different homes. Steve and his team are top notch…. Thanks for all your help
Robert Pleasant
August 15, 2024Great firm. Handled everything. Pleasure to do business with.
Charlie Schiff
August 15, 2024Steve was so easy to refinance our home with! We made it a bit complicated with a cash out option to pay for a pool and he made the process... read more
Allen Family
August 15, 2024 -
I’ve had the pleasure of working with Steve and his team on a few occasions, each presenting their own challenges. When looking for a mortgage professional, responsiveness is one of... read more
Cynthia Bundage
August 15, 2024Steve is the most professional and "on the ball" mortgage broker I have ever worked with. He got us from start to close in the most efficient and professional... read more
Stephen Clouthier
August 15, 2024I had a great experience with Steve and his team while purchasing our home. They have a lot of knowledge and were always quick to respond to our questions.
Luis Leonor
August 15, 2024
Explore our frequently asked questions
Common types include conventional loans, FHA loans, VA loans, USDA loans, DSCR loans, Bank Statement loans, Profit & Loss loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
As a Texas Mortgage Broker we are built on speed, communication, and the client experience. Our closing times are much shorter than bigger banks or lenders that are out of state. Most of our loans will close within 3 weeks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
