Texas Owelty Lien Buyout: What Homeowners Need to Know Divorce is never easy, and when real estate is involved, the financial decisions can feel overwhelming. In Texas, where community property laws apply, the marital home is often one of the largest assets to divide. If one spouse wants to keep the house, a Texas Divorce…

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DSCR Texas Loan

Understanding DSCR Loans and How They Help Real Estate Investors in Texas Real estate investors often face challenges when seeking traditional mortgage financing. Conventional loans typically rely on personal income, tax returns, employment history, and strict debt-to-income ratios. For many investors—especially those who are self-employed or own multiple properties—these requirements can slow growth or block…

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jumbo loans texas

40 Year Jumbo Mortgage Loans in Texas 1. Lower Monthly Payments The most immediate advantage of a 40-year term is reduced monthly payment pressure. By extending the amortization period, borrowers can often lower their payment substantially compared to a 30-year Jumbo loan—without needing to reduce the loan amount or put more money down. This can…

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#1 Mortgage Broker in Texas

Texas Premier Mortgage & Steve Head: #1 Mortgage Broker in Texas When it comes to home financing in Texas, few names carry as much trust and recognition as Texas Premier Mortgage and Steve Head. Known as the #1 Mortgage Broker in Texas and one of the top producing loan officers in the state, Steve Head…

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dscr-2

DSCR Mortgage Loans – Top DSCR Lenders in Texas | Texas Premier Mortgage Unlock the Power of Investing in Real Estate At Texas Premier Mortgage, we understand that real estate investors often face challenges when it comes to traditional mortgage approvals. Income documentation, tax returns, and strict underwriting requirements can slow down or even block an…

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fast-pre-approval

Purchasing your first house is a milestone – it’s thrilling, emotional, and confusing as well. As a first-time home buyer, the process of home ownership may be a voyage replete with new vocabulary, piles of paper, and a range of critical financial decisions. You may find it simple to make mistakes on the path, and this is…

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Texas Premier Mortgage

DISCONTINUED JANUARY 2026 – UPDATES ONCE FANNIE/FREDDIE RELEASE NEW PROGRAMS Conventional 1% Down Payment Program, Texas Premier Mortgage: Empowering Homeownership: Texas Premier Mortgage’s Innovative 1% Down Payment Program Texas Premier Mortgage, now offering a 1% Down Payment Program, represents a game-changing opportunity to help more borrowers achieve their dream of homeownership. This unique program is…

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dscr

Why DSCR Mortgage Loans Are Beneficial for Real Estate Investors Texas Premier Mortgage #1 Mortgage Broker – DSCR Mortgage Loans for Investors In the dynamic world of real estate investing, access to flexible financing can mean the difference between seizing a lucrative opportunity or watching it slip away. One of the most powerful tools available…

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texas refinance

Texas Premier Mortgage Conventional Rental Income Cheat Sheet – New Rental Income Guide (DSCR Investor loans qualify off of the 1007 rental income only) Use this guide when applying for a loan with rental income. ✅ ACCEPTABLE SOURCES Tax Returns (Schedule E) – Preferred for properties with rental history Lease Agreements – For newly rented properties…

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Home Affordable Products

Texas Premier Mortgage offers several affordable Low Down Payment Home Affordable Programs designed to help borrowers achieve homeownership. These products include HomeReady®, Home Possible®, HomeOne®, and BorrowSmart℠. Below is a detailed comparison of these products, which can be used to create a comprehensive web page with a chart. Home Affordable Products Overview Texas Premier Mortgage  provides a…

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