FHA Mortgage Rates are some of the lowest for homeowners. The typical variance between FHA rates can be as much as 1% lower as compared to a Conventional Loan. Items like credit score, down payment, purchase price, and term do factor in this spread. FHA allows for a lower down payment at 3.5%, more flexible credit down to the upper 500’s and lower rates.
When considering which option is best for you there are a few things to consider like down payment money available and how long you plan on staying in your home. We’ll help walk you this this process and explain in detail how the FHA loan can benefit you. Current FHA Mortgage Rates remain at historical lows this is the best time to buy or refinance your home!
We have the most aggressive rates in Texas and our FHA loans never have any lender fees. Our “0” FHA Community loan program is designed to keep the closing costs to a minimum with the best interest rates the industry has to offer.
Call us today or click on the “quick quote” on this page. We’d love for you to experience our award winning service with the best fha mortgage rates.
Written By: Steve Head / Top Producing Loan Officer