Texas Premier Mortgage offers purchase, refinance, and home equity loans in Houston and the surrounding areas. Our goal is to provide you the best rates, lowest fees, combined with our award-winning service. We offer conventional, FHA, VA, Jumbo, USDA, Bank Statement, DSCR, LLC, and Foreign National mortgage loans. Our group of experts will help you decide which mortgage loan fits your needs and exceed your expectations. As a mortgage broker, we have access to the best and newest programs on the market.

Why Choose Texas Premier Mortgage

DEDICATION
We are dedicated to you, the community, and your transaction. We will work closely with you and everyone involved ensuring a smooth, timely closing.

EXPERIENCED
You're working with Mortgage Experts who are the best of the best at service, communication, speed, and overall client experience. We have over 100 years of knowledge and local experience in the mortgage industry.

SERVICE
Our customer service is Award Winning and Proven. As a leading lender in the community, we will give you our very best from our knowledge, communication, product offerings, rates, fees, and speed.

AVAILABILITY
Our Mortgage Experts are available 7 days a week to assist in answering your questions and issuing loan approvals.

ACCURACY
Our closing costs estimates and loan estimates are extremely accurate which ensures no surprises at closing for you.

CONVENIENCE
Our Mortgage Experts are local, right in your real estate agent's office, in your neighborhood and you can always come see us in person. We can work as fast as you would like us to. Most loan approvals will be completed in 24 hours and we have some of the fastest underwriting times in the country averaging 24 - 48 hours. Our technology-based lending infrastructure allows us to close your loan faster than traditional banks with an average closing time of 14 days. Need mortgage help on the weekend?  We work 7 days a week to help accommodate your schedule.

LOAN OPTIONS
We offer a variety of loan programs including; Adjustable, Bank Statement, Conventional, DSCR, FHA, Foreign National, Jumbo, LLC, and VA home loans in Texas. We'll help navigate the best mortgage loan for you with competitive rates, fees, combined with our Award Winning Service!

2024 loan limitNew 2024 Mortgage Conforming Loan Limits are now available maxing out at $766,550! Take advantage of more purchasing power for your next home loan. New FHA loan limits in 2024 are $498,257.

Texas Home Purchase Loans
We would love the opportunity to help you on your next purchase loan. As a mortgage broker we will approve, close and fund your home purchase. We will review all types of credit from perfect to average for FHA, VA, USDA, Jumbo, Bank Statement, DSCR and Conventional loans for primary, vacation, second, and investment properties. Our loan process can close you in as little as 14 days with our team of experts working with you. We strive to develop relationships and life long clients. Our team is hands on and you'll love the process!

Texas Home Equity Loans
We have the perfect option whether you're looking to pay off your debt, cash back, or even do some of those home improvements. We offer first-lien Texas home equity on your primary, second, or investment properties. Texas Premier Mortgage has the right options for you! We will explore the different options to ensure your equity is maximized to your benefit. Explore a customized loan quote with us today. We serve Houston, The Woodlands, Spring, Conroe, Magnolia, Montgomery, Tomball, and all surrounding areas. Call us today to work with a local expert.

Texas Home Refinance Loans
Texas Premier Mortgage has a variety of products to help reduce your payment or term. We also offer a variety of terms from 30, 25, 20, 15 if you're wanting to pay your house of early. Products for credit include FHA, VA, USDA, Bank Statement, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile. We will offer a variety of ideas to help you accomplish your goals. We have the most experienced team in the industry waiting to help you accomplish your goals.

Best Mortgage Lender in Texas
Come talk to the best mortgage lender in Texas! Find out what makes us the top choice in home loans! Get your free and secure quotes for Texas home loans from the #1 rated mortgage company in Texas.

FHA Home Loan Information
That's right zero lender fees for our clients! If you're looking for a low down payment option at 3.5% with no lender fees check out our fha loan. This loan option is perfect for a 1st time home buyer or someone with less than perfect credit. Let us help you see if this is a good fit for you. Our fha loan provides great rates with low fees making it one of our best loan products. Combined with our excellent customer service this loan is the best in the city of Houston!

The Woodlands, TX Mortgage Lender
Texas Premier Mortgage is your #1 Mortgage Lender in the The Woodlands, TX! Getting the best mortgage or home loan rate can save you thousands over the course of your loan. We combine that with exceptional customer service and a local touch of personalized attention. We're a local lender offering you upfront communication and our promise to get you the best loans available.

Texas Premier Mortgage has been nominated as the Best Houston Mortgage Lender for Houston home loans. We are a top choice in Texas offering Purchase, Refinance, and Home Equity Mortgage Loans. Our goal is to get you the best rates & lowest fees!

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a  complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov a toll-free consumer hotline is available at 1-877-276-550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund please consult the departments website at www.sml.texas.gov

As the #1 Mortgage Broker in Houston we have access to the lowest rates and fees saving our clients thousands!

Check Out Our Award Winning Service and Google Reviews!

Amazing Experience with Texas Premier Mortgage! The staff is responsive and helpful. The entire process was well organized and seamless. I will highly recommend to my friends and family.

Jacob Akins ★★★★★ Google

Extremely professional, friendly, high quality service. Very happy to go through them to finance my house.

Peter Cheung ★★★★★ Google

This is the best mortgage lender I have worked with buying my 3rd home. The Texas Premier Mortgage team was great to work with and very helpful!

Lisa Soriano ★★★★★ Google

If you want to be treated respectfully and receive the individual service you deserve then look no further. Steve Head, Cynthia, Christy, and the rest of the Texas Premier Team are top notch.

Local Guide ★★★★★ Google

Steve made the process so easy. He truly knows the business and is there every step of the way. His character and integrity shine in every aspect from beginning to end. Thank you, Steve!!!

Pamela Vandagriff ★★★★★ Google

They were so easy to communicate with and were readily available for questions. They provided consistent and accurate updates regarding the process and provided so much support and education for us. I would highly recommend them to anyone!

Sarah B ★★★★★ Google

Kevin Hunter is truly amazing. We bought our house back in August. We switched lenders mid closing and he did seriously everything in his power to get us closing on time. This was our first time buying a home and he was there every step of the way and he still is. He handles all my questions promptly.

Julie B ★★★★★ Google

I have used Steve Head at Texas Premier Mortgage The Woodlands for my clients and have used for myself in the past. Excellent service, excellent communication, and excellent home lending products from FHA , Conventional , Refinance , Condo , Investments and more! Highly Recommend. A big plus is they are local and know the local market.

Kevin B ★★★★★ Google

I was recommended to this company by the original realtor who I bought my house with. Everyone I spoke to or communicated with was extremely kind and very helpful. My refi went smoothly ! I have already recommended this team to 3 other friends looking to either buy a house or refi.

Ashley W ★★★★★ Google

I would recommend this team for your Morgage needs. They are very prompt in responding and guide you every step of the way.

Katherine T ★★★★★ Google

Amazing experience! Would recommend to anyone looking to refinance. The process was extremely easy and FAST!!

Christy P. ★★★★★ Google

Steve and his team were wonderful to work with. Steve is extremely helpful through the mortgage process. He was always very responsive to all of our questions and we were able to close very quickly without any issues.

Jenna W. ★★★★★ Google

THE ENTIRE TEAM @ TEXAS PREMIER MORTGAGE WERE TOP NOTCH. VERY THOROUGH AND KEPT US INFORMED ENTIRE PROCESS!!! IF LOOKING FOR A MORTGAGE BROKER THE STEVE HEAD TEAM IS ONLY WAY TO GO!!!!

Alan T. ★★★★★ Google

My initial lender did not pan out so I found Steve through online reviews; and sure enough, Steve was able to help us with our loan and close within the timeframe. A very professional, efficient and transparent team. I look forward to my next loan with him.

Julia M. ★★★★★ Google