How To Help Your Kids Build Wealth (how about millions) It might sound silly but, it’s never to early to teach your kids about the responsibility of saving money. If you don’t teach them who will? This blog will introduce some basic saving concepts for you to implement with your children and set a foundation…

FHA Flipping Rules There is a great opportunity with flipping properties that allow investors to make a profit while providing homebuyers greater options to shop. FHA property flipping has been a hot topic with the volume of renovations going on in Texas. Let’s review the basic rules and what you need to know about using an…

News Release – Texas Mortgage Loan Limits increase in 2025 to $524,225 FHFA Announces Conforming Loan Limit Values for 2025 The baseline CLL value of $806,500 for one-unit mortgages purchased by the Enterprises represents a 5.2 percent increase from 2024 for immediate release. 11/26/2024 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the conforming…

What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage. No Lender Fees, Low Credit and First Time Home Buyers are easy to qualify. 3.5% Down Payment. An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for…

Using the equity in your home is a great way to fund that major expense using the equity you’ve built in your own home. Review this home equity loan information for all the details on your next loan. You can use the equity you have in your home to secure financing for your next large…

We’re the community lender in Texas with all the resources needed to help you reach your goals. Our home loan experts take time to listen to your needs and then help you find the right solution. Fixed rate mortgages have a set interest rate, so the payment stays the same for the life of the loan. Consider…

FHA Mortgage Rates are some of the lowest for homeowners. The typical variance between FHA rates can be as much as 1% lower as compared to a Conventional Loan. Items like credit score, down payment, purchase price, and term do factor in this spread. FHA allows for a lower down payment at 3.5%, more flexible…

One of our favorite loans to do at Texas Premier Mortgage is a VA Loan! A VA Interest Rate Reduction Loan is a VA refinance of your existing loan. VA IRRRL is a fast-tracked streamlined refinance mortgage loan program for homeowners with a VA Loan. Under VA IRRRL Mortgage Guidelines, borrowers with a current VA Loan…

With all the home loan options how do you know which option is best for you? Items to Consider How much money do you have for a down payment, this is key when shopping for a mortgage The amount of years you want to loan to be and how long you plan on staying in…

I often get questions about different circumstances and what the time frames are for past credit issues. Let’s do a comprehensive review on FHA Loans and bad credit. FHA offers purchase and refinance loans to new and repeat homeowners. If you do have past troubles with credit these items are reviewed upfront before your loan…